<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>S John Homes Estate Agents in Colnbrook &#187; S John Homes Estate Agents in Colnbrook |  &#187; mortgage in principle</title>
	<atom:link href="http://www.sjohnhomes.co.uk/tag/mortgage-in-principle/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.sjohnhomes.co.uk</link>
	<description>Property For Sale in Colnbrook, Berkshire</description>
	<lastBuildDate>Wed, 06 Aug 2025 14:15:52 +0000</lastBuildDate>
	<language>en-GB</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>https://wordpress.org/?v=4.2.38</generator>
	<item>
		<title>Budget-friendly activities you can enjoy in Colnbrook, or in the comfort of your home, in the lead up to Christmas</title>
		<link>http://www.sjohnhomes.co.uk/budget-friendly-festive-activities/</link>
		<comments>http://www.sjohnhomes.co.uk/budget-friendly-festive-activities/#comments</comments>
		<pubDate>Fri, 15 Dec 2023 18:04:46 +0000</pubDate>
		<dc:creator><![CDATA[Ashley Paris]]></dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[buy a house in Colnbrook]]></category>
		<category><![CDATA[Colnbrook]]></category>
		<category><![CDATA[deposit free mortgage]]></category>
		<category><![CDATA[deposit free mortgages]]></category>
		<category><![CDATA[estate agents]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[for rent]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[houses for sale in colnbrook]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[landlords]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[letting income]]></category>
		<category><![CDATA[lettings]]></category>
		<category><![CDATA[lettings agent]]></category>
		<category><![CDATA[mortgage in principle]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[property blog]]></category>
		<category><![CDATA[property in colnbrook]]></category>
		<category><![CDATA[property ladder]]></category>
		<category><![CDATA[property market]]></category>
		<category><![CDATA[rent a home]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[rental property in colnbrook]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[renting a home]]></category>
		<category><![CDATA[revamp rental]]></category>
		<category><![CDATA[revamp your rental]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[sell your home]]></category>
		<category><![CDATA[SL3]]></category>
		<category><![CDATA[slough]]></category>
		<category><![CDATA[Sold]]></category>
		<category><![CDATA[stamp duty]]></category>
		<category><![CDATA[tenants]]></category>
		<category><![CDATA[tips to rent in Colnbrook]]></category>
		<category><![CDATA[windsor]]></category>

		<guid isPermaLink="false">http://www.sjohnhomes.co.uk/?p=965</guid>
		<description><![CDATA[&#160; As the festive season unfolds in our charming village, we recognise the importance of celebrating without stretching the budget. Here, we’ve collated a selection of cost-effective yet delightful activities that will infuse the holiday spirit into your celebrations without burdening your finances. If you’re...]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<p>As the festive season unfolds in our charming village, we recognise the importance of celebrating without stretching the budget. Here, we’ve collated a selection of cost-effective yet delightful activities that will infuse the holiday spirit into your celebrations without burdening your finances.</p>
<p>If you’re looking for a property to buy in Colnbrook and the surrounding area, make sure you give the leading <a href="http://www.sjohnhomes.co.uk/">estate and lettings agents in Colnbrook</a> a call on <strong>01753 683000</strong>or <a href="http://www.sjohnhomes.co.uk/contact-us/">email us</a> and we’ll help you find your next place to call home.</p>
<p><strong>Here’s our top cost-effective festive activity ideas from the team at S John Homes</strong></p>
<p><strong>Pop out to the local Christmas markets &amp; events </strong></p>
<p>Check out local Christmas markets or school fairs happening in Colnbrook. These events often showcase handmade crafts, local products, and festive treats. It&#8217;s a great way to enjoy the holiday spirit without breaking the bank all while supporting your community.</p>
<p><strong>Indulge in a little carol singing</strong></p>
<p>Look for community or church-organised carol singing events. Participating in or attending these gatherings can be a wonderful way to enjoy the season&#8217;s music and connect with others in the community.</p>
<p><strong>Get crafty with a DIY decorations workshop</strong></p>
<p>Host a do-it-yourself (DIY) Christmas decorations workshop with friends or neighbours. You can pool resources and create decorations together, sharing materials and ideas. It&#8217;s a cost-effective and enjoyable way to make your surroundings festive.<strong> </strong></p>
<p><strong>Host a festive movie night at home</strong></p>
<p>Instead of heading to the cinema, organise a cosy festive movie night at home. You can watch classic Christmas films, make some popcorn, get cuddled up and enjoy the comfort of your own surroundings.</p>
<p><strong>Layer up and head out for a winter nature walk</strong></p>
<p>Take advantage of Colnbrook&#8217;s natural surroundings with a winter nature walk. Bundle up, explore our local parks, and appreciate the beauty of the season. It&#8217;s a low-cost and healthy way to embrace the festive atmosphere.</p>
<p><strong>Suggest a Secret Santa gift exchange</strong></p>
<p>Organise a ‘Secret Santa’ gift exchange with friends, family, or colleagues. Set a budget for the gifts to keep it cost-effective and focus on thoughtful, personalised presents. It adds a touch of excitement and generosity to the festive season without straining your wallet, and everyone gets a little something.</p>
<p><strong>Throw a Christmas potluck dinner party</strong></p>
<p>Host a potluck-style Christmas dinner with friends or neighbours. Each guest can contribute a dish, making it a shared and cost-effective celebration. It also takes the pressure off the host to prepare an entire meal and if you haven’t got to know your neighbours well yet, it might be the perfect excuse to get together &#8211; you might just find new friends for the new year!</p>
<p><em>Remember, the essence of the festive season lies in the joy of sharing and spending time with loved ones. These activities should provide a delightful and budget-friendly way to celebrate Christmas this year in Colnbrook. </em></p>
<p><em>May your celebrations be filled with the genuine warmth of our community, the delight of local discoveries, and the magic that defines Colnbrook. From the team at S John Homes, here&#8217;s to a season of joy, togetherness, and unforgettable moments and remember, if you’re looking to move in the new year our team are here and happy to assist you in your search throughout December. </em></p>
<p><strong>Contact Us</strong></p>
<p>If you would like to speak to someone about your property, or if you are considering buying a property, for yourself or to let or you’re in need of finding rental property, we are the leading independent <a href="http://www.sjohnhomes.co.uk/">estate agents in Colnbrook</a>. So, contact us on <strong>01753 683000</strong> or <a href="http://www.sjohnhomes.co.uk/contact-us/"><strong>email us</strong></a>. You can also follow us on <a href="https://www.facebook.com/SJohnHomes07/%22%20%5Ct%20%22_blank"><strong>Facebook</strong></a>,  <a href="https://www.linkedin.com/company/s-john-homes-limited%22%20%5Ct%20%22_blank"><strong>LinkedIn</strong></a> and <a href="https://www.instagram.com/sjohnhomes/%22%20%5Ct%20%22_blank"><strong>Instagram</strong></a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sjohnhomes.co.uk/budget-friendly-festive-activities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prepare your home for the winter months ahead</title>
		<link>http://www.sjohnhomes.co.uk/prepare-your-home-for-the-winter-months-ahead/</link>
		<comments>http://www.sjohnhomes.co.uk/prepare-your-home-for-the-winter-months-ahead/#comments</comments>
		<pubDate>Mon, 06 Nov 2023 18:09:11 +0000</pubDate>
		<dc:creator><![CDATA[Ashley Paris]]></dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[buy a house in Colnbrook]]></category>
		<category><![CDATA[Colnbrook]]></category>
		<category><![CDATA[deposit free mortgage]]></category>
		<category><![CDATA[deposit free mortgages]]></category>
		<category><![CDATA[estate agents]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[for rent]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[houses for sale in colnbrook]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[landlords]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[letting income]]></category>
		<category><![CDATA[lettings]]></category>
		<category><![CDATA[lettings agent]]></category>
		<category><![CDATA[mortgage in principle]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[property blog]]></category>
		<category><![CDATA[property in colnbrook]]></category>
		<category><![CDATA[property ladder]]></category>
		<category><![CDATA[property market]]></category>
		<category><![CDATA[rent a home]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[rental property in colnbrook]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[renting a home]]></category>
		<category><![CDATA[revamp rental]]></category>
		<category><![CDATA[revamp your rental]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[sell your home]]></category>
		<category><![CDATA[SL3]]></category>
		<category><![CDATA[slough]]></category>
		<category><![CDATA[Sold]]></category>
		<category><![CDATA[stamp duty]]></category>
		<category><![CDATA[tenants]]></category>
		<category><![CDATA[tips to rent in Colnbrook]]></category>
		<category><![CDATA[windsor]]></category>

		<guid isPermaLink="false">http://www.sjohnhomes.co.uk/?p=949</guid>
		<description><![CDATA[As the leaves begin to fall and the air turns colder, it&#8217;s a good time to prepare your home for winter. This is a crucial time to ensure your home is comfortable and safe during the colder months, all while keeping an eye on your...]]></description>
				<content:encoded><![CDATA[<p>As the leaves begin to fall and the air turns colder, it&#8217;s a good time to prepare your home for winter. This is a crucial time to ensure your home is comfortable and safe during the colder months, all while keeping an eye on your energy usage and expenses.</p>
<p>If you’re looking for a property to buy in Slough and the surrounding area, make sure you give the leading <a href="http://www.sjohnhomes.co.uk/">estate and lettings agents in Colnbrook</a> a call on <strong>01753 683000</strong>or <a href="http://www.sjohnhomes.co.uk/contact-us/">email us</a> and we’ll help you find your next place to call home.</p>
<p>In this blog, we&#8217;ll take a closer look at key aspects that you should consider to ensure your home is winter-ready and how to show it in its best light if you’re thinking of selling this winter.<em> </em></p>
<p><strong><em>Banishing the bane of condensation</em></strong></p>
<p>Condensation is a persistent issue that plagues many homes during the winter months. It results in moisture build-up on windows, walls, and ceilings, which not only affects your living environment but can also lead to more significant problems such as mould and mildew.</p>
<p>Here&#8217;s how you can effectively combat condensation:</p>
<p><strong>Ventilation:</strong> Proper ventilation is your first line of defence. Opening windows at regular intervals allows fresh air to circulate and prevents excess moisture from accumulating. In areas where humidity is a particular concern, such as bathrooms and kitchens, be sure to make use of extractor fans.</p>
<p><strong>Wiping windows:</strong> Condensation often forms on windows. Keeping a cloth or absorbent material handy to wipe down windows when moisture appears can help mitigate the issue. You can also slightly open windows on a secure latch to maintain a controlled flow of fresh air.</p>
<p><strong>Seek professional guidance:</strong> If condensation remains a persistent issue, reach out to a professional for advice and assistance. They may offer solutions and recommendations to improve your home&#8217;s ventilation and insulation.</p>
<p><strong><em>Efficient heating systems for cost-effective warmth</em></strong></p>
<p>Maintaining a comfortable temperature in your home during winter is essential, but it doesn&#8217;t mean you have to break the bank on heating bills.</p>
<p>Here&#8217;s how you can maximise your heating efficiency while reducing costs:</p>
<p><strong>Set the timer:</strong> Instead of keeping your heating system on full blast round the clock, use a timer to maintain a comfortable temperature during specific hours. This approach not only saves on energy costs but also ensures that your home remains warm when needed most.</p>
<p><strong>Safe hot water temperature:</strong> Reduce the temperature of your hot water to a safe level. This prevents scalding and conserves energy by reducing the need for additional cold water to regulate its temperature.</p>
<p><strong><em>Proper ventilation and maintenance</em></strong></p>
<p>Effective ventilation and regular cleaning are essential for maintaining indoor air quality and preventing the build-up of mould and grime.</p>
<p>Here&#8217;s how to ensure your home remains fresh and clean during the winter:</p>
<p><strong>Utilise extractor fans:</strong> If your home is equipped with extractor fans, make sure to use them in smaller rooms, particularly the bathroom and kitchen. These fans efficiently remove excess moisture and unpleasant odours. However, it&#8217;s crucial to keep the fan clean from dirt and dust to ensure optimal functionality.</p>
<p><strong>Post-shower clean-up</strong>: After a shower, make it a routine to wipe down the walls, mirrors, and shower screen. This simple yet effective step can prevent mould growth and grout discolouration, keeping your bathroom fresh and clean.</p>
<p><strong><em>Preparing your home for sale this Winter</em></strong></p>
<p>Selling your home during the winter months can be a unique challenge, but with strategic preparation, you can make your property stand out in the market.</p>
<p>First and foremost, it&#8217;s crucial to create a warm and inviting atmosphere, as potential buyers should feel comfortable and cosy when they step inside. Consider utilising soft, neutral colours, plush throws, and decorative accents like festive winter wreaths to make your home inviting.</p>
<p>Ensure your home is well-lit, as natural light can be scarce during the winter. Open curtains and blinds to maximise the available light, and strategically place lamps and lighting fixtures to brighten darker areas. Don&#8217;t forget to keep walkways and driveways clear of ice and any snow to make the property safe and accessible.</p>
<p>Lastly, emphasise the unique advantages of your home in the winter season, such as its insulation or energy-efficient features, to attract potential buyers looking for a warm and welcoming home during the colder months.</p>
<p><strong>By following these steps and being proactive in your winter preparations, you&#8217;ll not only create a more comfortable living space but also reduce your energy bills and ensure that your home remains in good condition throughout the colder months. </strong></p>
<p><strong>The effort you invest now will pay off in the form of a cosy and well-prepared home that will keep you warm and content throughout the winter season, while also making it more appealing if you decide to sell your home during these chilly months.</strong></p>
<p><strong>Contact Us</strong></p>
<p>If you would like to speak to someone about your property, or if you are considering buying a property, for yourself or to let or you’re in need of finding rental property, we are the leading independent <a href="http://www.sjohnhomes.co.uk/">estate agents in Colnbrook</a>. So, contact us on <strong>01753 683000</strong> or <a href="http://www.sjohnhomes.co.uk/contact-us/"><strong>email us</strong></a>. You can also follow us on <a href="https://www.facebook.com/SJohnHomes07/%22%20%5Ct%20%22_blank"><strong>Facebook</strong></a>,  <a href="https://www.linkedin.com/company/s-john-homes-limited%22%20%5Ct%20%22_blank"><strong>LinkedIn</strong></a> and <a href="https://www.instagram.com/sjohnhomes/%22%20%5Ct%20%22_blank"><strong>Instagram</strong></a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sjohnhomes.co.uk/prepare-your-home-for-the-winter-months-ahead/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Autumn gardening tips for a thriving garden and creating curb appeal</title>
		<link>http://www.sjohnhomes.co.uk/autumn-gardening-tips-for-a-thriving-garden-and-creating-curb-appeal/</link>
		<comments>http://www.sjohnhomes.co.uk/autumn-gardening-tips-for-a-thriving-garden-and-creating-curb-appeal/#comments</comments>
		<pubDate>Wed, 13 Sep 2023 08:44:47 +0000</pubDate>
		<dc:creator><![CDATA[Ashley Paris]]></dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[autumn]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[buy a house in Colnbrook]]></category>
		<category><![CDATA[Colnbrook]]></category>
		<category><![CDATA[curb appeal]]></category>
		<category><![CDATA[estate agents]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[for rent]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[gardener]]></category>
		<category><![CDATA[gardening]]></category>
		<category><![CDATA[green fingers]]></category>
		<category><![CDATA[houses for sale in colnbrook]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[lettings]]></category>
		<category><![CDATA[lettings agent]]></category>
		<category><![CDATA[mortgage in principle]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[prepare your home]]></category>
		<category><![CDATA[property in colnbrook]]></category>
		<category><![CDATA[property ladder]]></category>
		<category><![CDATA[propertymarket]]></category>
		<category><![CDATA[rental property in colnbrook]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[sell your home]]></category>
		<category><![CDATA[september]]></category>
		<category><![CDATA[SL3]]></category>
		<category><![CDATA[slough]]></category>
		<category><![CDATA[Sold]]></category>
		<category><![CDATA[stamp duty]]></category>
		<category><![CDATA[tenants]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[to rent in colnbrook]]></category>
		<category><![CDATA[windsor]]></category>

		<guid isPermaLink="false">http://www.sjohnhomes.co.uk/?p=934</guid>
		<description><![CDATA[Late September and autumn paint a picturesque landscape in Colnbrook as leaves begin to change and the air turns crisper. If you’re thinking that your outdoor space could do with a boost, it is never too late to make your garden look amazing. You might...]]></description>
				<content:encoded><![CDATA[<p>Late September and autumn paint a picturesque landscape in Colnbrook as leaves begin to change and the air turns crisper. If you’re thinking that your outdoor space could do with a boost, it is never too late to make your garden look amazing. You might have had a busy summer and got a bit slack, so if this is you and you need some inspiration to get your garden back on track, this is the blog for you. Whether you seek to revel in your outdoor space or elevate your property&#8217;s curb appeal for selling or renting it out, this blog will provide you with a number of inspiring tips.</p>
<p>If you’re looking for a property to rent or buy in Colnbrook, Slough, and the surrounding areas, make sure you give the leading <a href="http://www.sjohnhomes.co.uk/">estate and lettings agents in Colnbrook</a> and Slough a call on <strong>01753 683000</strong>or <a href="http://www.sjohnhomes.co.uk/contact-us/">email us</a> and we’ll help you find your next place to call home.</p>
<p>Below we look at what to plant, how to maintain your garden, and effective ways to create irresistible curb appeal this September.</p>
<p><strong>Planting for late September and autumn</strong></p>
<p>Planting for late September and autumn allows your garden to thrive with the right plant choices. Consider autumn blooms like chrysanthemums, asters, or pansies, which add colour and vibrancy as summer flowers wane. These hardy plants thrive in cooler temperatures, maintaining a lively garden. Additionally, ornamental grasses such as fountain grass or Japanese forest grass introduce texture and movement, turning your garden into a visual masterpiece with their gold, red, and purple hues in the autumn.</p>
<p>Late September is also the perfect time to plant spring-blooming bulbs like tulips, daffodils, and crocuses. Though their full beauty won&#8217;t grace your garden until next year, it&#8217;s an investment in a colourful future garden. You&#8217;ll be pleased by your efforts now, especially if you&#8217;re considering waiting until spring to sell.</p>
<p><strong>Maintenance tips</strong></p>
<p>Pruning and cleaning are essential tasks as leaves begin to fall. Regularly rake and clean your garden to maintain its neat appearance. Trim back any dead or overgrown branches from trees and shrubs to encourage healthy growth next spring.</p>
<p>Even in autumn, your garden needs hydration, so be sure to water appropriately. While plants may not require as much water as in summer, ensure proper drainage to prevent waterlogging.</p>
<p>Applying a layer of mulch to flowerbeds is beneficial, helping to retain moisture, regulate soil temperature, and reduce weed growth, all while providing a polished look to your garden. Additionally, consider adding a slow-release fertiliser to your plants in early autumn, providing them with the nutrients needed for the coming months.</p>
<p><strong>Creating curb appeal</strong></p>
<p>Creating curb appeal is essential for making a lasting impression on your home&#8217;s exterior. To achieve this, consider the following steps:</p>
<p>Enhance walkways by clearing fallen leaves and debris. Repair any cracks in your driveway or walkway, and consider adding outdoor lighting to illuminate the way, especially as the days get shorter.</p>
<p>Garden lighting should be installed to create a magical atmosphere in the evenings. Warm, inviting lights can accentuate key features and foster a welcoming ambiance.</p>
<p>Attend to paint and repairs as necessary. Give your home&#8217;s exterior a fresh coat of paint if needed and address minor repairs like loose fixings, broken windows, or damaged gutters.</p>
<p>Incorporate potted plants and decor to add a burst of colour and enhance your home&#8217;s welcoming appeal. Place potted plants near to your front door/entrance to your home. Seasonal decorations like pumpkins and wreaths can infuse your property with a cosy, autumnal atmosphere.</p>
<p>Keep the exterior clean and tidy by maintaining it regularly. Pressure wash, clean windows, and ensure that your grounds are well-maintained. A well-kept exterior significantly contributes to your home&#8217;s overall curb appeal.<strong> </strong></p>
<p>With careful planting, maintenance, and curb appeal enhancements, you can create a captivating outdoor space that&#8217;s a joy to experience year-round, whether that’s for yourself to enjoy, or something to be proud of when you’re looking to sell your home.</p>
<p><strong>Contact Us</strong></p>
<p>If you are looking for your next property to rent or buy in Slough or the surrounding areas or you are looking to let or sell your property, we are the leading independent <a href="http://www.sjohnhomes.co.uk/">sales and letting agents in Colnbrook </a>and are location experts. You can contact us on <strong>01753 683000</strong> or <a href="http://www.sjohnhomes.co.uk/contact-us/"><strong>email us</strong></a>. You can also follow us on <a href="https://www.facebook.com/SJohnHomes07/"><strong>Facebook</strong></a>,  <a href="https://www.linkedin.com/company/s-john-homes-limited"><strong>LinkedIn</strong></a>, and <a href="https://www.instagram.com/sjohnhomes/"><strong>Instagram</strong></a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sjohnhomes.co.uk/autumn-gardening-tips-for-a-thriving-garden-and-creating-curb-appeal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>As we reach spring &#8211; a sign of a more positive housing market for the year ahead</title>
		<link>http://www.sjohnhomes.co.uk/as-we-reach-spring-a-sign-of-a-more-positive-housing-market-for-the-year-ahead/</link>
		<comments>http://www.sjohnhomes.co.uk/as-we-reach-spring-a-sign-of-a-more-positive-housing-market-for-the-year-ahead/#comments</comments>
		<pubDate>Wed, 15 Mar 2023 11:59:34 +0000</pubDate>
		<dc:creator><![CDATA[Ashley Paris]]></dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[buy a house in Colnbrook]]></category>
		<category><![CDATA[Colnbrook]]></category>
		<category><![CDATA[estate agents]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[landlords]]></category>
		<category><![CDATA[mortgage in principle]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[property in colnbrook]]></category>
		<category><![CDATA[propertyblog]]></category>
		<category><![CDATA[propertymarket]]></category>
		<category><![CDATA[rental property in colnbrook]]></category>
		<category><![CDATA[sell your home]]></category>
		<category><![CDATA[SL3]]></category>
		<category><![CDATA[slough]]></category>
		<category><![CDATA[stamp duty]]></category>
		<category><![CDATA[tenants]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[windsor]]></category>

		<guid isPermaLink="false">http://www.sjohnhomes.co.uk/?p=870</guid>
		<description><![CDATA[Exciting news for buyers and sellers coming from the Rightmove House Price Index. The latest House Price Index report shows that average asking prices for homes across the nation has remained steady so far this year, while only reporting an increase of £14 (+0.0%) from...]]></description>
				<content:encoded><![CDATA[<p>Exciting news for buyers and sellers coming from the <a href="https://www.rightmove.co.uk/news/house-price-index/">Rightmove House Price Index</a>.</p>
<p>The latest House Price Index report shows that average asking prices for homes across the nation has remained steady so far this year, while only reporting an increase of £14 (+0.0%) from January to February, and the smallest increase on record for a January to February period, an increase is a sign of a more positive housing market for the year ahead.</p>
<p>With this news in mind, we are the leading estate agents in Colnbrook so if you are looking to buy or sell in the area, or you are a landlord or looking to rent in the area and have any questions, make sure to give us a call on 01753 683000 or <a href="http://www.sjohnhomes.co.uk/contact-us/">email us</a>.</p>
<p><strong>What can we take from the latest Rightmove HPI report? </strong></p>
<p><em><strong>There is more choice for buyers</strong></em></p>
<p>After two and a half years of a fast-paced housing market, with multiple bidders and cash buyers lining up to buy every home for sale, we&#8217;re now heading into a more settled market. There&#8217;s still a shortage of available homes for sale, but with 48% more homes on the market than there was a year ago the good news is that there&#8217;s more choice for buyers.</p>
<p><em><strong>More buyers ready to move</strong></em></p>
<p>Many buyers are ready to get on with their move, it is spring now after all! The number of potential buyers making enquiries to estate agents had risen 11% in the last two weeks of February, compared to the same period in 2019, which is the last time any of us saw a &#8216;normal&#8217; housing market. Buyers have returned with more confidence and more choice, although with revised budgets to accommodate mortgage rates, they are back and looking seriously for their next move.</p>
<p><em><strong>Realistic asking prices for sellers is key to finding the right buyer</strong></em></p>
<p>As we enter a slower market, setting a realistic asking price when first listing a property is key to finding the right buyer, contact us today if you would like your home valued with an honest opinion and expert knowledge of the local market.<strong> </strong></p>
<p><em><strong>Lower mortgage rates and packages are coming back </strong></em></p>
<p>The latest data shows that average mortgage rates have fallen after the uncertainty in the months following the mini-budget. Someone looking to take out a five-year fixed mortgage with a 15% deposit would be looking at an average rate of 4.82%, compared with 5.90% in October 2022, lower rates than originally predicted for now. This is great news for buyers, as lower mortgage rates mean the potential to now afford a higher-priced home than anticipated or have more disposable income to help combat the cost of living crisis.</p>
<p><em><strong>First-time buyers are returning to the market</strong></em></p>
<p>More sales are being processed and agreed now than at the start of this year. First-time buyers were hit hardest by the rapid increase in mortgage rates, and with many packages being removed from the market, caused havoc for many property chains. First-time buyers returning to the market with the confidence to make a purchase is a positive sign for all, allowing sellers to continue to chase their next dream home, ultimately keeping chains moving nicely.</p>
<p>If you’re looking to get onto the property ladder in Slough, or buy and sell in Colnbrook, contact us today. We’re ready and waiting to assist you, we have homes waiting for you to view and buyers waiting to view homes like yours.</p>
<p><strong>Contact Us</strong></p>
<p>If you are looking to buy, sell or rent a property in Slough and the surrounding areas, we are the leading independent <a href="http://www.sjohnhomes.co.uk/">estate agents in Colnbrook</a> and are location experts. So, contact us on <strong>01753 683000</strong> or <a href="http://www.sjohnhomes.co.uk/contact-us/"><strong>email us</strong></a>. You can also follow us on <a href="https://www.facebook.com/SJohnHomes07/"><strong>Facebook</strong></a>,  <a href="https://www.linkedin.com/company/s-john-homes-limited"><strong>LinkedIn</strong></a>, and <a href="https://www.instagram.com/sjohnhomes/"><strong>Instagram</strong></a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sjohnhomes.co.uk/as-we-reach-spring-a-sign-of-a-more-positive-housing-market-for-the-year-ahead/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can a Mortgage in Principle help to buy a new home?</title>
		<link>http://www.sjohnhomes.co.uk/can-a-mortgage-in-principle-help-to-buy-a-new-home/</link>
		<comments>http://www.sjohnhomes.co.uk/can-a-mortgage-in-principle-help-to-buy-a-new-home/#comments</comments>
		<pubDate>Mon, 15 Aug 2022 10:54:24 +0000</pubDate>
		<dc:creator><![CDATA[Ashley Paris]]></dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[agreement in principle]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[decision in principle]]></category>
		<category><![CDATA[estate agents]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[lettings]]></category>
		<category><![CDATA[lettings agent]]></category>
		<category><![CDATA[mortgage in principle]]></category>
		<category><![CDATA[mortgage offer]]></category>
		<category><![CDATA[property in colnbrook]]></category>
		<category><![CDATA[property ladder]]></category>
		<category><![CDATA[propertyblog]]></category>
		<category><![CDATA[rental property in colnbrook]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.sjohnhomes.co.uk/?p=830</guid>
		<description><![CDATA[Also known as an “Agreement in Principle” or “Decision in Principle”, it is an initial agreement from the lender that will give you an idea of how much money they are willing to lend to you as the buyer for a mortgage, and at what rate.]]></description>
				<content:encoded><![CDATA[<p>If you’re thinking now is the time to get onto the property ladder, or move to a new home, you’ve probably heard the term “<em>Mortgage in Principle</em>” mentioned. While there is no law here in the UK that a <em>Mortgage in Principle</em> is compulsory to buying a new a home, there are several reasons why many on the lookout for their next mortgage will reach out to get a <em>Mortgage in Principle</em> from a lender, before they pop the application in for a full and legally written Mortgage offer.</p>
<p>If you’ve heard of the term but you’re not quite sure what it is, we’ve decided to cover it in our blog to help you to decide if it’s something worth doing now. Remember, we are the leading <a href="http://www.sjohnhomes.co.uk/"><span class="s1">estate agents in Colnbrook</span></a> so if you have any questions, or already have your <em>Mortgage in Principle</em> in place and want to buy or sell in the area, make sure you give us a call on <strong>01753 683000</strong> or <a href="http://www.sjohnhomes.co.uk/contact-us/"><strong>email us</strong></a>.</p>
<p><strong>What is a <em>Mortgage in Principle</em>?</strong></p>
<p>Also known as an “Agreement in Principle” or “Decision in Principle”, it is an initial agreement from the lender that will give you an idea of how much money they are willing to lend to you as the buyer for a mortgage, and at what rate.</p>
<p>The figure that they are able to give you is given based on documents and information you are able to provide to them about your situation along with the rates within the market at the time. While they will provide you with an amount you are likely to be able to borrow, it is important to keep in mind that the final mortgage offer will need to be underwritten legally before a formal Mortgage Offer can be made to you, this is just a very good guide to get you started in your search.</p>
<p><strong>What documents do I need to supply to get a <em>Mortgage in Principle</em>?</strong></p>
<p>You’re likely to be asked for a quite a bit of information on your financial position and lifestyle, however it should be fairly easy for you to get the documents together. The lender may want to see a number of recent payslips, your bank statements and they will want to confirm any credit agreements, utility bills and ask questions about your lifestyle, they will also want to know your previous addresses. If you are self-employed it is a good idea to have an accountant review and present your income and expenditure information to confirm your affordability.</p>
<p><strong>Do I need to get a <em>Mortgage in Principle</em>?</strong></p>
<p>As mentioned above, it is not required by UK law but it is helpful to you in a number of ways when buying a new home, and can help speed up the process for you.</p>
<p>Firstly, it gives you a figure to work with and begin your property search knowing the budget you’ve got to play with, without the risk of offering on something you can’t afford. It can also be a good indicator that you can meet the mortgage providers criteria as you will still need to pass affordability checks before being issued with a <em>Mortgage in Principle</em>.</p>
<p>By having a <em>Mortgage in Principle </em>figure in place will show your agent and the buyers and sellers in the chain that you are in serious position to be able to move. Getting a <em>Mortgage in Principle</em> is a much quicker process than the full mortgage application, which can allow you to get on with offering on homes, knowing what you need to accept on your own home if you’re already a homeowner, and can also speed up the application for a full mortgage as your lender will already know of you.</p>
<p>Once you have decided that you want to move, the sooner you find a lender or a Mortgage Broker, and apply for a <em>Mortgage in Principle,</em> the better position you will be in. Most lenders will offer the agreement free of charge, so it should not cost you anything to get yourself in a good position to get looking for your next home. If you’re unsure of who to go with, you can also check in with a Mortgage Broker, who will be able to confirm any additional costs for their time in helping you to find the right lender. Most agreements will last 60-90 days, it does vary by lender so ensure to ask them about this. If you haven’t found a property in time though, don’t worry too much just apply for another agreement and it should be fairly straightforward unless anything in your previous application has significantly changed.</p>
<p><strong>Will a <em>Mortgage in Principle</em> guarantee that I can get a final Mortgage Offer with the lender?</strong></p>
<p>A <em>Mortgage in Principle</em> will give you a strong idea of what you can afford however, many more in-depth checks are made when applying for a full Mortgage Offer, so ensure to be completely honest when asking for a <em>Mortgage in Principle</em> so that there isn’t likely to be anything that can pop up and surprise you when you go for back to get your Mortgage Offer.</p>
<p>You can still be rejected for a <em>Mortgage in Principle</em>, reasons could include a poor credit rating, being in debt or overspending on credit cards, moving jobs a lot, not having the accounts available if you are self-employed, low income or not enough of a deposit. While it may not be great to hear you’ve been rejected it can be good thing to know how you can make changes now before you make an offer on a property, or put in for a hard credit search through a full mortgage application. The number of hard searches that are done on your credit file can also affect your eligibility. Always try to find out why you were rejected before applying elsewhere, other lenders may provide you with an offer but it is good to know, and try to fix the issue, before you reapply.</p>
<p><strong>If you’re not sure if you’re likely to get a <em>Mortgage in Principle</em>, speak to a Mortgage Broker. </strong></p>
<p>While it may cost something, a good Mortgage Broker will have knowledge and access to a number of lenders and deals that may not be available to the public. While it may cost a little to do so, it can save you a fair bit over the full length of your mortgage term, if you think repayment is likely to be over a few decades.</p>
<p><strong>Get in Touch</strong></p>
<p>If you are looking for your next property in Slough or the surrounding areas, we are the leading independent <a href="http://www.sjohnhomes.co.uk/">letting agents in Colnbrook</a> and are location experts. If you have any further questions about <em>Mortgages in Principle</em>, or Mortgage Offers, we will endeavour to help you.  So, contact us on <strong>01753 683000</strong> or <a href="http://www.sjohnhomes.co.uk/contact-us/"><strong>email us</strong></a>. You can also follow us on <a href="https://www.facebook.com/SJohnHomes07/"><strong>Facebook</strong></a>,  <a href="https://www.linkedin.com/company/s-john-homes-limited"><strong>LinkedIn</strong></a>, and <a href="https://www.instagram.com/sjohnhomes/"><strong>Instagram</strong></a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sjohnhomes.co.uk/can-a-mortgage-in-principle-help-to-buy-a-new-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
